9.19.1 Safe to install
Aella: Your All-in-One Financial Management App

Aella simplifies finance management by providing seamless tools for savings, loans, and bill payments, making it easier than ever to stay financially organized.
Aella is a fintech company that aims to simplify instant credit and payment solutions for emerging markets. Their products include loans, investments, bill payments, micro-insurance plans, and money transfers.
What Aella Offers:
- Aella Credit: Offers quick and easy access to loans in just 5 minutes. No paper documentation required. Users can build their credit score and increase their credit limit through prompt repayments. All that's needed is basic information, BVN, and a smartphone (iOS or Android).
Loan Rates and Fees:
- The loan ranges from ₦2,000 to ₦1,500,000 with a tenor of 61 days to 365 days.
- Monthly interest rate ranges from 2% - 20% and the APR from 22% - 264%/annum.
Example: A loan of ₦100,000 on Aella App has a fee of ₦15,000 after 180 days. There are no late penalties or hidden charges. The customer would pay back ₦100,000 (principal) + ₦15,000 (flat fee) = ₦115,000 in total. The customer's Annual Percentage Rate (APR) is 15%. They have flexible tenors for up to 6 months with the ability to make early repayments at any point in the tenor with further discounts.
How to Apply:
- Download the Aella App
- Create your account
- Update your profile
- Check eligibility
- Apply for a loan
- Receive funds in your app instantly
Aella Pay: Simplifies bill payments, including airtime, power, internet data, and transfers, with no extra cost.
Aella Care: Provides a simple and quick process for getting affordable healthcare plans and convenient access to hospitals and drug prescriptions across Nigeria.
Why Choose Aella App?
- Quick and easy loans up to ₦1,500,000. They deliver on their promise of 5 mins.
- Up to 60% interest cut on early repayment.
- No agency/convenience fees for any bill payments.
- Securely store money in your app without any fees.
- Transfer money to any bank account across Nigeria using the app.
Privacy and Permissions:
Aella respects your privacy and is committed to protecting your Personally Identifiable Information (PII). They may collect data from your device for proper identity verification, loan eligibility determination, and other legitimate purposes. Learn more about their privacy policy on https://aellaapp.com/privacy-policy.
Contact Us:
You can reach Aella at [email protected] or through the in-app chat for quick assistance from their customer service team. Follow them on Instagram (@Aellaapp) and Twitter (@Aella). For more information, visit their website at https://aellaapp.com.
Overview
Aella: Savings, Loans, Bills is a Freeware software in the category Business developed by Aella Financial Solutions Limited.
The latest version of Aella: Savings, Loans, Bills is 9.19.1, released on 01/14/2025. It was initially added to our database on 11/14/2023.
Aella: Savings, Loans, Bills runs on the following operating systems: Android.
Aella: Savings, Loans, Bills has not been rated by our users yet.
Pros
- Offers both savings and loans services in one platform
- Provides an easy and convenient way to manage bills and payments
- Allows users to access financial services through a mobile app
- Offers competitive interest rates on savings and loans
- Provides a user-friendly interface for navigation and transactions
Cons
- May have limited availability depending on the region or country
- Security concerns may arise due to the nature of financial transactions
- Customer support may not always be readily available or responsive
- App stability and occasional technical glitches may disrupt user experience
FAQ
What is Aella?
Aella is a financial platform that offers savings, loans, and bill payment services.
Who owns Aella Financial Solutions Limited?
Aella Financial Solutions Limited is the company behind Aella, and it is owned by a group of entrepreneurs and investors.
How can I access Aella's services?
You can access Aella's services through their mobile app, website, or by visiting their physical branches if available.
What types of loans does Aella offer?
Aella offers personal loans, business loans, and consumer loans to eligible individuals and businesses.
Can I save money with Aella?
Yes, Aella offers saving products that allow you to save money conveniently and earn interest on your savings.
How secure is Aella's platform?
Aella's platform employs advanced security measures to protect your personal and financial information. They use encryption technology and follow industry best practices for data security.

Pete Milner
I'm Pete, a software reviewer at UpdateStar with a passion for the ever-evolving world of technology. My background in engineering gives me a unique insight into the intricacies of software, allowing me to provide in-depth, knowledgeable reviews and analyses. Whether it's the newest software releases, tech innovations, or the latest trends, I'm here to break it all down for you. I work from UpdateStar’s Berlin main office.
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